SEPA Instant Payments

Send and receive euros instantly across Europe

Make fast, secure euro payments in seconds to any bank in the SEPA zone, 24/7, every day.

What is SEPA Instant?

SEPA Instant Credit Transfer is a payment scheme that allows euro transfers to be processed in real-time, 24 hours a day, 365 days a year. Unlike traditional transfers that can take days, SEPA Instant payments are available in the recipient's account within seconds.

  • Instant Speed

    Funds arrive in the recipient's account in less than 10 seconds.

  • 24/7 Availability

    Send and receive money anytime, including weekends and bank holidays.

  • Secure Payments

    Built on the highly secure SEPA infrastructure used across Europe.

How to use SEPA Instant

You can access SEPA Instant payments through your CUOnline account or the Core Credit Union mobile app. Simply select the "Instant" option when making a transfer to a participating bank.

"Core Credit Union – Modern banking with a community heart."